WhatsAppSend money via WhatsApp — no app needed

Send Money Home Faster Than Typing '
I love you
'

SendSasa lets you send cash to Africa via WhatsApp — lands in M-Pesa, MTN MoMo, or Orange Money in under 60 seconds, for under 1% fee. No app. No blockchain knowledge. Just love.

See How It Works
Amara Diallo
Kwame Asante
Fatima Nkosi
Chidi Okafor
Aisha Kamau

Trusted by 4,200+ diaspora families sending money home

Powered by networks Africans already trust

  • XRPL
  • Circle
  • XRPL Commons
  • MTN MoMo
  • Orange Money

Everything in
One Place

WhatsApp to Cash in Seconds

Text '$50 to Mum' in WhatsApp. She gets money in M-Pesa, MTN MoMo, or Orange Money before you finish typing 'I love you'.

WhatsApp to Cash flow
Low fee comparison

Under 1% Total Cost

Pay 0.5% spread — not 12%. Every dollar saved goes back to school fees, medicine, or business. A $50 transfer stays $49.50, not $44.

No App,
Just WhatsApp

Your WhatsApp chat is your wallet. No new apps. No lengthy KYC. No seed phrases. Built for the 200M+ African diaspora worldwide.

No app needed

Transparent
Pricing

No surprises. See exactly how we compare — feature by feature.

← Scroll to compare →

SendSasa

~1%

total fee, all-in

Western Union

~12%

avg. incl. exchange rate

Wise

~1.5%

varies by corridor

Bank Wire

~5%

fees + SWIFT charges

Costs
Service fee
~1%
~12%
0.5–2%
~5%
Exchange markup
Included
High
Low
High
Hidden charges
None
Sometimes
Rare
Often
Speed
Settlement time
< 60 seconds
1–5 days
1–2 days
3–5 days
24 / 7 availability
Weekend delivery
Accessibility
App download required
No app
Required
Required
Not needed
WhatsApp native
Works on any phone
Security
USDC-backed reserves
Blockchain settled
Regulated & compliant

* Fees are representative averages. Actual rates vary by corridor, payment method, and transfer amount.

Send Money
Home

Your family receives directly into the mobile money wallet they already use — no bank account needed.

Cameroon flag

Cameroon

MTN MoMoOrange Money
Kenya flag

Kenya

M-Pesa
Ghana flag

Ghana

MTN MoMoVodafone Cash
Senegal flag

Senegal

Orange MoneyWave
Mali flag

Mali

Orange Money
Uganda flag

Uganda

MTN MoMoAirtel Money
Tanzania flag

Tanzania

M-PesaTigo Pesa
Nigeria flag

Nigeria

OPayPalmpay
Côte d'Ivoire flag

Côte d'Ivoire

MTN MoMoOrange Money
Rwanda flag

Rwanda

MTN MoMoAirtel Money

How it
Works

Send money home in 4 simple steps. From WhatsApp to mobile money in under 60 seconds.

1

Text WhatsApp

Start your transaction by simply texting our WhatsApp number. No app downloads, no complex registration. Just open WhatsApp and send us a message to get started.

2

Type Amount

Simply type the amount you want to send. Our smart system instantly calculates the exchange rate and fees, showing you exactly what your recipient will receive.

3

Instant Transfer

Your transaction is processed using USDC on XRP Ledger. Fast, secure, and transparent - leveraging cutting-edge crypto technology for transfers under 60 seconds.

4

Money Delivered

Money delivered! Your recipient receives an instant mobile money confirmation. Funds arrive directly in M-Pesa, MTN MoMo, or Orange Money - ready to use immediately.

Who uses
SendSasa?

Whether you're running a business, sending money home, or receiving support — SendSasa works for you.

Merchant
Merchant

Accept payments instantly

Sender
Sender

Send in seconds

Family
Family

Receive with ease

Every use case,
covered

Pick a scenario to see exactly how SendSasa handles it end to end.

Money Transfer
1 / 3

Money Transfer

Send money to anyone in Africa in seconds via WhatsApp.

Aquarium Incubator · Cohort 8 · XRPL Commons

Watch Our
Pitch

See how SendSasa is removing barriers for African diaspora — presented at the XRPL Commons Demo Day.

Building in
Public

Community support after being selected for Aquarium Incubator Cohort 8 on Social Impact

Frequently Asked
Questions

Got questions? We've got answers. Find everything you need to know about sending money with SendSasa.

1 / 7

How long does a transfer take?

Transfers are incredibly fast! Once you send your WhatsApp message with the amount, the money reaches your recipient in just 11 seconds on average. The transaction is processed on the XRP Ledger using RLUSD, and your recipient gets an instant mobile money SMS confirmation.

Send Love, Not Fees

Join Waitlist
SendSasa

Join 200M+ families saving $6 on every $50 sent home.

Connect With Us

Removing barriers. Connecting families.

Join thousands of Africans already sending money faster and cheaper with SendSasa.

SendSasa© 2026 SendSasa. Every percentage point we save changes lives.